Friday, December 9, 2016

Open Letter to Mayor Betsy Hodges & Mpls. City Council on US Bank Stadium, Downtown East

December 7, 2016

To:                    Mayor Hodges and Minneapolis City Council Members
From:               Arne H. Carlson and Paul T. Ostrow
Re:                   US Bank Stadium and Downtown East

We are submitting these written comments to the public hearing prior to the consideration of the 2017 budget.  Although the issues set forth in our letter are not technically addressed in the budget nonetheless the long term financial ramifications of your inaction and the inaction of other levels of government to restrain increasing subsidies to the stadium and the Vikings ownership will have a long term impact on your ability to address the urgent needs of your residents.   You have the authority tonight to begin a process to rein in these unlawful and inappropriate city expenditures by directing your staff to return to you early in 2017 with a detailed assessment and further directing a public hearing be scheduled to ensure full disclosure of these issues.

As you may know, we are deeply troubled by the highly questionable practices employed by government as it relates to the financing of the US Bank Stadium. Our experience in government has taught us that private-government projects are not only complicated but pose considerable risks to taxpayers particularly when the partnerships involve debt and multiple conflicting interests. That is precisely the case with the stadium and the attendant city project known as Downtown East.
This risk can be minimized when governments establish protocols that stress thorough and professional analysis, exhaustive and comprehensive public hearings and ongoing transparent oversight.

The opposite has been the case on the state as well as the city level. And sadly the efforts to keep the public fully informed have been stifled. Governor Dayton’s refusal to reappoint John Griffith to the Minnesota Sports Facility Authority on the grounds he has caused “friction” on the board is all too typical of this attitude of smothering dissent.  Similarly, the City’s ongoing refusal to publicly address the issues raised in this letter and in many previous communications is a dereliction of your fiduciary responsibilities to the Minneapolis taxpayer.

Further, we will do all in our power to remove all barriers designed to hinder the public’s right to know. That is why this letter is public.  We are seeking your help as Mayor and City Council Members as you are the elected officials responsible for protecting the financial health of the City and residents. It is imperative that all the issues involved be made public as the public has a right to know that is critical to the next election debate.

Most of you opposed any public subsidy of the Vikings stadium either in your role as Council Member or for some of you in your election campaigns.  Despite your started opposition to the stadium project you have been unanimous in your support of the Downtown East project and have been unanimous in your refusal to raise any of these troubling issues through the Council’s committee process.  However, what is important here is that you either are or need to be intimately familiar with both projects and will be compelled to explain all aspects of this development, the Commons and the City’s subsidies to the stadium project and infrastructure to voters this coming election.

Governor Mark Dayton and legislative leaders of both political parties often declared that the Vikings Stadium would be the “People’s Stadium” and pledged that it would be built “without using a single dollar of general fund tax revenues.”  Toward that end, they negotiated and presented a bill to the legislature in 2012 that they argued would accomplish those goals. It involved the sale of bonds in the amount of $462 million with $36 million up front.

The subsequent law contained provisions that limited the State’s participation as well as the City’s.  Minn. Statutes Section 473J.11 restricts the state’s share to “$348,000,000” and the city of Minneapolis to $150,000,000. Further, Section 16A.965 and Section 16A.726 make it abundantly clear that the legislature intended to limit the public’s total participation in “stadium costs” to a total of $498,000,000. The City of Minneapolis at the urging of Mayor R.T. Rybak and Council leadership asked the legislature to permit the city to contribute up to $150 million to stadium and related infrastructure construction costs, and base amounts of six million dollars and 1.5 million dollars increasing annually over thirty years for the operation and capital maintenance costs of the stadium. 

This was the deal as presented to the public.  It was a deal that Forbes magazine stated was the third worst deal for the public of any stadium in American history.   Given the extreme generosity of the stadium bill, the public had every right to expect that all public officials would abide by the agreement and support the limits it placed on public subsidies.  Tragically, that was not to be the case.

Consider this:                  

I. Oversight.
 A. To protect the public, the Governor and Legislature agreed to create a 12-member legislative commission on Minnesota Sports Facilities. Each caucus in the House and Senate was to appoint members to this bi-partisan commission. Instead of meeting and performing this vital function of oversight, the commission became dormant. It abrogated its responsibility to determine actual levels of contribution, review costs, and to make certain that spending limits were properly enforced. This commission was to be the public’s watchdog. Instead it slept.

 B. In order to obtain a comprehensive compliance audit and determine spending legitimacy, the directive for the legislative audit must come from the Legislative Audit Commission. Had the commission noted above done its work, they could have triggered a full-blown compliance audit. Instead nothing happened and the financial clouds remain. The Governor and legislative leaders failed to sound the alarm. Indifference was the order of the day.

 C. The compliance audit responsibility for the city’s role in the stadium and the Downtown East Project resides with the State Auditor. We met with Rebecca Otto in the spring of 2015 and she fully agreed to pursue the audit. This audit would have dealt with a variety of the City’s public expenditures on the stadium and related infrastructure, including the issuance of debt that well exceeded the state imposed limit of $150 million. She reneged on her promise and advised us that her office was “too busy” thereby forfeiting her responsibility to taxpayers.

 D.  Finally, despite numerous letters and information provided to the Mayor and Council Members regarding these concerns we have heard nothing from our city leaders on these issues.

Consider this:
 When the City’s chief financial officer finally acknowledged in January 2015 that revenues from the parking ramps to pay off the bonds for the Downtown East project would likely be inadequate by as much as $31 million there was not so much as a Committee report or discussion.  This despite the fact that when the Council approved the project in December 2013 it was told that there was no “subsidy” and that the City’s role was merely to “finance the project.” 

When the City sought to maximize revenues from the air rights over the newly constructed parking ramp the City allowed the MSFA and the Vikings to veto a larger and more lucrative residential development because of the potential of “inconvenience” to premium Vikings ticket holders with free parking in the ramp. 

Just last month the MSFA and the Vikings announced that the Vikings will receive the proceeds from naming rights on the publicly owned parking ramp which is now called “the Mills Fleet Farm Ramp.”  This action was taken without any objection from City leaders even though the City’s property taxpayers are on the hook for anticipated shortfalls from the revenues on that very ramp.

In 2014 the MSFA reached an agreement with a promotional company in which the company will pay an amount of six million dollars per year (increasing annually) for the right to proceeds from non-Viking events at the stadium.  These same revenues for other events were a pivotal argument for the public benefits allegedly provided to the City and the State by the new stadium.  Chair Kelm Helgen on two separate occasions has stated that it is her intent to spend all of these public revenues on even more improvements to the stadium.  Despite the massive City contribution to the stadium no one at City Hall has questioned her authority to do so or made the case that these revenues should be used to offset City and State expenditures for the ongoing maintenance and operation of the stadium.  

Tonight you are considering ongoing operational funding for the Commons.  This is absurd.  It is unlawful, as the Court made clear in 2013.  The City Council has no authority to operate a park.  Beyond that, however, the Council has refused to renegotiate the Use Agreement with the Vikings and the MSFA despite former Mayor Rybak’s call to renegotiate.  A budget direction from 2015 calling for staff to report back on options to re-negotiate the Use Agreement was ignored. 

Finally, the City should assert its rights under the stadium legislation to use its annual six-million-dollar operational subsidy for any of the following: 1) extraordinary costs for the hosting of the Super Bowl; 2) any shortfalls in the parking revenues necessary to satisfy the bond payments; and 3) any operational costs for the Commons.  Rather than take this approach the City seems intent on increasing the public’s exposure for the stadium and stadium related costs at every turn. 
 In essence, the very checks that government put in place to protect the public against excess and illegal spending were abandoned by those same governments. Oversight was a sham and the above-mentioned officials all went along with it.

II. The Downtown East Development Agreement and City Subsidies to Stadium Development
The many questions raised by the Downtown East development project by the signers of this letter have never been addressed:

Now:
1.  The stadium legislation made clear that the cap on the City’s contribution to the stadium and surrounding infrastructure was limited to $150 million.  The City argued in Court in 2013 that the cap was not violated because it was merely financing the deal and further that the development was not to benefit the Vikings but to further redevelopment.  We now know that both statements were untrue.  Why was there never any debate or even legal opinion provided on the legality of the City’s additional subsidies to provide a free parking ramp and free open space to the Vikings?

2.  Why was there no public appraisal of this land to determine value? The portion of the land earmarked for the park was listed by the County as having a valuation of five million dollars. In a convoluted deal, the land was sold to the developer of Downtown East for $13.9 million and then subsequently transferred to the city for the same price.  Why did the public pay such a high price for the land without any public appraisal? 

3.  Why did the city bypass a review board and hearings before the Minneapolis Board of Estimate and Taxation as well as the Committee on Long-Range Improvements (CLIC)? These bodies study and take a long-term perspective thereby protecting the city from an undue debt burden. It should be noted that Moody’s lowered the city’s credit rating due to its debt load. It should also be noted that there was a public protest from the Board of Estimate and Taxation with one member calling the bypass “sleazy”.

4.  The city floated some $65 million in bonds for the purpose of purchasing the park land and funding a parking ramp. The city has represented that this debt will be retired by revenues generated. Toward that end, the bond prospectus lists some 60 scenarios relative to the projects being self-sustaining. If that were the case, then why did the city not use revenue bonds? Interest rates have been very low so why burden the Minneapolis taxpayers with General Obligation bonds which use taxpayer property as the guarantor?  As you know, parking ramps are at best a financial challenge. Further, the city has pledged free days for Viking parking thereby lowering revenue opportunities.

In 2014, Kevin Carpenter, the city’s CFO at the time of issuance, indicated that the city taxpayer could end up being exposed to some thirty-one millions of dollars of property taxes from bond shortfalls in the revenues generated by the parking ramps.  Certainly, Carpenter’s lack of confidence should have served as a red flag to Minneapolis’ leaders. Did you and the City Council review the revenue projections or in any way revisit the decisions that placed the Minneapolis homeowner on the financial hook?

5.  According to the Star Tribune, the Park Board officials expected “the cost of operations and maintenance to approach “$3 million a year.” That would be some $90 million over the life of the lease. Where will that money come from? Further, how does this expenditure not exceed legal limits imposed by state law?

6.  In 2012, the legislature inserted language in a tax bill that amended the city’s charter to remove all restrictions as it pertains to financial limits on funding sports facilities. This is an immensely important change in that it totally removed the $10 million cap imposed by the voters.  Is the City tracking the use of its sales tax revenues for both the Vikings stadium and for Target Center?    Since 2011 legislation now allows the City to use its local sales tax for community development and affordable housing has the Council asked for an accounting of those funds to determine what if any amount of those funds remain available for critical housing and development needs? 

III. Other People’s Money
After leaving office, Mayor Rybak declared he was “shocked” by the terms of the Use Agreement and stated that the terms did not reflect the agreement he reached with the team or the MSFA.  He called for a re-negotiation of its terms – a call that has gone unheeded by the Mayor and City Council. Governor Dayton was “surprised” by the revelation that Vikings owner Zygi Wilf had serious lawsuits pending against him in New Jersey.

A basic rule of any financial vetting process is the requirement to disclose all contingent financial liabilities as well as any pending legal actions. The bottom line is that the person taking out a car loan received more scrutiny than Wilf who sought hundreds of millions from the public.

As mentioned, the original deal called for the state including Minneapolis to be responsible for financing $498 million and no more. Wilf was to be responsible for the balance which was to be an approximate $487 million not including upgrades. Here is an estimate of Mr. Wilf’s “contribution”:

Grant from NFL                                   $50 million
Naming Rights                                     $220 million
Seat licenses                                         $125 million
Commemorative bricks                        $ 32 million
NFL loan                                             $150 million
                                                            $577 million

It is expected that the loan will be paid off as an ongoing expense against Viking revenues which include ticket sales, concession profits, TV revenue, etc.  The other “contributions” by Mr. Wilf are in fact paid for by the public. All of the Vikings “contributions” will be paid for by revenue sources uniquely generated by the stadium.  The public shares in none of the revenues – only the costs. 
In addition, the most conservative evaluation of the worth of the team is $1.15 billion with some estimates exceeding $2 billion. That represents a significant return on a $600 million investment. This is particularly true when much of the value increase is a result of the stadium built entirely by the public.

At the same time, taxpayers will be responsible for some $600 million in order to retire the state bonds and then as noted there will be an additional burden on the Minneapolis taxpayer.
At this point, it should be acknowledged that these figures are estimates. Since there has been so much obfuscation and no comprehensive audit to verify actual costs and contributions of the parties involved, estimates are all that is available.

Nonetheless, a simple fact stands out and that is Mr. Wilf has used other people’s money and not his own. The public paid for both sides of the deal.

And now we are witnessing the continued expenditures by the City of Minneapolis and the Metropolitan Council to fund a variety of amenities including skyways to benefit the Vikings.
Somehow the Metropolitan Council has decided it is not under the state law governing financial limits and, therefore, free to contribute taxpayer money to the Wilfs without any restrictions. This body is appointed by the Governor and accountable to the Governor but apparently free to disregard his promises.

IV. Broken Promises – Ignored Warnings
When Governor Dayton and legislative leaders pledged to Minnesotans that not “a single dollar of general fund tax revenues” would be used for the stadium the public had a right to rely that declaration without hiring lawyers to search for loopholes. The promise went to the issue of trust.
In spite of that promise, Governor Dayton proceeded to sign legislation that committed the spending of up to $20 million a year for 30 years in order to pay off the bonded indebtedness. As if this commitment was not enough, he also signed into law a provision entitled “Backup Revenues; Football Stadium Funding.” This allows his Commissioner of Management and Budget to use other revenues in the event the $20 million annual debt payment is not sufficient. This is all general fund monies.

In late November 2013, one of the authors of this letter, former governor Arne Carlson, wrote a public blog cautioning the Mayor and City Council to go slow noting the complexity of the deal and the fact that the private sector “will always hire the best talent and advance their best deal. They are successful because they know how to make money. This is not the public sector’s strong suit.”
There was also an array of other public warnings issued that should have caused the Governor, Legislature, Mayor and City Council to exhaustively review all aspects of the implementation of the stadium legislation and the Downtown East development:

1. The city’s chief development officials, Jeremy Hanson Willis, publicly declared on November 22, 2013: “It is one of the largest and most complicated development projects that has come before us in many years. There are so many issues still under discussion that need to be resolved.” (Star Tribune).

2. Jon Tevlin, columnist for the Star Tribune, wrote that the legislative closed-door process made the stadium deal as “transparent as the Berlin Wall.”

3. Former Star Tribune columnist, Nick Coleman, observed the Senate-House conference committee and declared, ‘yes we all learned in school, the corrupt days of smoked-filled rooms are gone. But that’s only because smoking is no longer permitted.”

4. Even the Vice-Chair of the Minneapolis Audit Committee expressed alarm: “Unfortunately, the lack of transparency on critical spending decisions over the past several years has only increased “the lack of trust our citizens have in City Hall.”

5. In August 2013, the owner of the Vikings was ordered to pay $84.5 million in damages. Of particular interest is the judge’s observation that “I do not believe I have seen one single financial statement that is true and accurate.” 

Financial details on this complicated package were released on December 5 and 9. Four days later, the Council approved the entire package.

As we stated at the time the City Council ignored many warning signs and there was a total lack of due diligence in the approval of this project. 

V. Minnesota Sports Facility Commission
The Minnesota Sports Facility Authority (MSFA) was presumably established by the state to monitor the Vikings stadium project and manage certain assigned tasks.  As you know, the Authority has become an endless source of negative news stories largely focused on a failure to protect the public purse, a lack of transparency and most recently giving access to MSFA suites without proper oversight as sensational and troubling as the suite issue may be it should not overshadow other concerns that are far more serious and infinitely more expensive to the taxpayer. We would submit the following questions for review and response:

1.  What legal authority does the Minnesota Sports Facility Authority cite relative to its power to grant naming rights of the parking ramps to the Vikings? The city of Minneapolis and its property taxpayers carry the entire debt burden of the ramp and yet the MSFC claims the power to shift revenue that should go to the retirement of debt and instead is given to the Vikings.  The Mayor and Council need to protect their constituents and challenge this arbitrary use of authority to defeat the security interests of the Minneapolis taxpayers. 

2.  What was the purpose of the arrangement that gave MSFA ownership of the parking ramp without any obligation to pay the debt? Who is protecting the city taxpayer from these shortfalls?

3.  As stated earlier under what authority does the MSFA use revenues (six million dollars and increasing annually) from its contract to promote non-Vikings events to spend even more money on the stadium without any notice or consent to city and state taxpayers that are footing the bill?
Frankly, the current scandal involving the Minnesota Sports Facilities Authority is a predictable outcome of a highly political process that was dependent upon mutual backscratching as opposed to a solid business deal handled in full public view with capable professionals representing the taxpayer. The outcome is that MSFA rewards political loyalty instead of competence and diligence on behalf of the taxpayer. 

Summary
Democracies cannot be held together solely by law and the enforcement of law. They require trust to provide the glue that binds people together. When that trust is breached as it was in Vietnam and Watergate there will be political upheaval.   No – this is not about war or presidential scandal.  But nonetheless the repeated failure of institutions to stand up for those they are sworn to serve does great damage to the confidence we have in those who lead our city and state. 

When the Governor made his pledge, the people had a full right to expect that promise to be kept. It was not said in the heat of a campaign nor was it a flip comment at a news conference. Rather it was a serious statement of assurance given by the state’s leader to an apprehensive public. It was an issue of trust.

The rest is history; a history largely kept under wraps because it involved both political parties and various levels of government as well as powerful interest groups. But the bottom line is that millions upon millions of dollars flowed to the stadium from “general fund revenues” in the state budget, the Minneapolis city budget, and the budget of the Metropolitan Council.

The public was not only called upon to fund the stadium but also the infrastructure that surrounded the stadium including park land, parking ramps, and skyways. Yet to be fully tallied are all the costs of maintenance.  With the state, the Metropolitan Council, and the city of Minneapolis ignoring the spending limits imposed by law, there is no end in sight as to how much taxpayer money will be spent.

To date, no major elected official has even called for this bleeding of public funds to cease.

Government is largely about setting priorities. That is what you do tonight as you adopt your budget.  Why is it more important to increase the public subsidies for one very rich individual instead of using those same dollars to providing warm and safe shelters for our thousands of homeless children and veterans? The extra hundreds of millions poured into Wilf could have met so many other vital needs ranging from properly funding our adjunct faculty in higher education to providing vital dollars to advance a broad array of medical research needs at the University of Minnesota.

What is required now prior to the legislative session is a full-blown public review of the entire stadium – Downtown East package.  Members elected to the Council in 2013 did not vote on the stadium and did not vote on the Downtown East project.  It is unclear to us whether any of the new Council Members were fully briefed on the costs of this project and the safeguards to limit the City’s spending on the stadium and the supporting infrastructure.    There are also many new members of the legislature who have not been privy to these issues who deserve a full and public opportunity to express their concerns. 

You have the opportunity tonight to do what is right.  We urge you to do the following:
1)      Pass a staff direction that all costs for the stadium, its operation and management, the surrounding parking ramps and park are fully reported and monitored. 

2)     Direct your finance staff to limit the ongoing city subsidy for operations and capital maintenance to the amounts provided for in statute.

3)      Require that the previous motion for a report back to committee on the re-negotiation of the Use Agreement with the Vikings by requiring the team to pay for the fair market value for the use of the Commons be honored.

4)     Direct staff to meet with Michelle Kelm Helgen to discuss the City’s concerns regarding unilateral actions by the MSFA that have hurt the City’s taxpayers;

5)     Refer to the IGR Committee the issue of City support for legislation creating an enforcement mechanism that will ensure city and state stadium spending caps are honored;

6)     Pass a staff direction tonight calling for a public hearing on these issues. 

It is never too late to do the right thing. 
                                                                                                
Respectfully submitted,


                                                                                                
Arne H. Carlson, former Governor of MN
Grant Park Place
500 East Grant Street
Minneapolis
                                                                                               
Paul T. Ostrow, former President of Mpls. City Council
2239 Arthur Street NE
Minneapolis    



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    13. Mr Mark Roland Paco Loan Company.

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    14. Mr Mark Roland Paco Loan Company.

      Do you need an urgent loan to finance your business or in any purpose? we are certified and legitimate and international licensed loan lender We offer loans to Business firms,a huge problem to clients who have financial problem and in need of solution to it at an affordable interest rate?processed within 3 Of 6 working days.We are certified, trustworthy, reliable, efficient, fast and dynamic. And a Co-operate Financier For Real Estate And Any Kinds Of Business Financing,Contact us today Mr Mark Roland Paco Company Email: pacoloancompany@gmail.com

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    17. Hello Everyone,Mr Mark Roland Paco Loan Company

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      Delete
  2. We wish to give out loan to whom ever that is in need of a loan at interest rate of 3%, We give out loan from the minimum of 5,000.00 usd to
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    ReplyDelete
  3. Dear Loan Seekers!!!

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  4. Do you need a loan? if yes,apply now with your details

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  5. TRUSTED LENDER (LEXIELOANCOMPANY@YAHOO.COM)
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  7. Greetings to you by ADIA.

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  10. WE OFFER ALL KIND OF LOANS APPLY FOR AFFORDABLE LOANS.

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  18. Getting a legitimate loan have always been a huge problem To clients who have financial problem and need solution to it. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But.. we have made that difference in the lending industry. We can arrange for a loan from the range of $10,500. to $3000,000.000 as low as 2%interest Kindly respond immediately to thisemail: armandotaylorloanhome@gmail.com Our Services Include the Following: Debt Consolidation Second Mortgage Business Loans Personal Loans International Loans Loan for any kinds Family loan E.T.C

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  19. Getting a legitimate loan have always been a huge problem To clients who have financial problem and need solution to it. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But.. we have made that difference in the lending industry. We can arrange for a loan from the range of $10,500. to $3000,000.000 as low as 2%interest Kindly respond immediately to thisemail: armandotaylorloanhome@gmail.com Our Services Include the Following: Debt Consolidation Second Mortgage Business Loans Personal Loans International Loans Loan for any kinds Family loan E.T.C

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    ReplyDelete
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  22. Getting a legitimate loan have always been a huge problem To clients who have financial problem and need solution to it. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But.. we have made that difference in the lending industry. We can arrange for a loan from the range of $10,500. to $30,000.000 as low as 2%interest Kindly respond immediately to thisemail: armandotaylorloanhome@gmail.com Our Services Include the Following: Debt Consolidation Second Mortgage Business Loans Personal Loans International Loans Loan for any kinds Family loan E.T.C

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  29. WELCOME TO PATRICIA KINGSMAN patriciakingsman.loans2016@gmail.com our aims is to provide Excellent Professional Service.

    Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?.

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

    We offer a wide range of financial services which includes: Personal Loans, Debt consolidation loans, Business Loans, Education Loans, Mortgage Secured Loan, Unsecured loan, Mortgage Loans, Payday off Loans, Student Loans, Commercial Loans, Car Loans, Investments Loans, Development Loans, Acquisition Loans, Construction Loans, with low interest rate at 2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

    WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Please, contact us for more information: patriciakingsman.loans2016@gmail.com
    Kindly write us back with the loan information;

    BORROWER INFORMATION

    1)Full Names:
    2)Country:
    3)address:
    4)State:
    5)Sex:
    6)Marital Status:
    7)Occupation:
    8)Phone Number:
    9)Monthly income:
    10)Next of Kin:
    11)Loan Amount Needed:
    12)Loan Duration:
    13)Purpose of Loan:
    14)Specific date you need the loan:

    If you are interested to get a loan then kindly write us with the loan requirement.
    Please, contact us for more information: patriciakingsman.loans2016@gmail.com

    Yours Sincerely,
    Mrs Patricia Kingsman
    patriciakingsman.loans2016@gmail.com

    We look forward to hear from you ASAP

    Interested applicants should Contact us via email: patriciakingsman.loans2016@gmail.com

    ReplyDelete
  30. My name is Mrs Patricia Kingsman we are a new legit loan lenders of 2018 and we like to help any body that need financial help we offer as from $500,000.00 and $5,000,000.00 and we also give out loans in euro above that so if you need help kindly send us an email on:patriciakingsman.loans2016@gmail.com so that your loan transaction can take place now you will be with your loan in the next 24 hours it is a fast transfer and is safe without any delay. So email:patriciakingsman.loans2016@gmail.com if interested

    Email:patriciakingsman.loans2016@gmail.com

    ReplyDelete
  31. WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: Patriciakingsman.loans2016@gmail.com

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: patriciakingsman.loans2016@gmail.com

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 2.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via email: Patriciakingsman.loans2016@gmail.com

    WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Please, contact us for more information: patriciakingsman.loans2016@gmail.com
    Kindly write us back with the loan information;
    - Complete Name:
    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: patriciakingsman.loans2016@gmail.com
    Yours Sincerely,
    Mrs. Patricia kingsman

    We look forward to hear from you ASAP

    Interested applicants should Contact us via email: patriciakingsman.loans2016@gmail.com

    ReplyDelete
  32. Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: patriciakingsman.loans2016@gmail.com

    ReplyDelete
  33. Hello Everyone

    My name is THOMAS CHRISTOPHER and i am from Washington, D.C. i want to tell you all loan seekers that there is only one real loan company that offer loans and they helped me with my loan the name of the company is Macro loan company and the loan lender that helped me with my loan her name is Mrs Patricia Kingsman so if you need a loan without being scammed go to this company now and receive your loan there loans is safe and fast there mail is patriciakingsman.loans2016@gmail.com so wish you all the best loan seekers this is the real company that offer loans.

    Email: patriciakingsman.loans2016@gmail.com

    My Regards to you all

    ReplyDelete
  34. Hello everyone my name is katheryn Liz Rhea am from San Francisco i just received my loan now from Mrs Patricia Kingsman loan company they are new legit loan company of 2018 and it has not been long i received my loan from them i got my loan from them today and now as am posting this message i am very happy this company is real great so anyone that need a loan contact this company they are real great there mail is patriciakingsman.loans2016@gmail.com

    ReplyDelete
  35. Hello everyone my name is Maksims Odincovs and i am from USA, Chicago i have been on the internet and i have heard people saying they have been scammed before and i urgently need a loan so i was afraid to apply for a loan online thing i saw 3 people testify about Mrs Patricia Kingsman loan company that they got there loan from her i have never applied for a loan before and i was so afraid that i will get scammed but i believed what the people says and apply from that loan company and everything was fine and they told me to send the transfer fee which will be used to transfer my loan when they told me that i was so afraid that it was a scammed so i sat down and i thought about it and i went back to them and tell them i have never done this before but Mrs Patricia Kingsman said i should trust them that they are going to help me so i did and i went to send the fee which they said i should send for the transfer of my loan just today i got an alert from my back that there is money on my account. Today i am very happy i have never been scammed before and i got my loan once so now i am happy and me and my family us going to be happy too so anyone that need a loan should apply from this company without been scammed because she is real and great and i pray God should continue to use her to help people of there loans. her mail address is patriciakingsman.loans2016@gmail.com.

    Once again i remain Maksims Odincovs

    ReplyDelete
  36. My name is Deann Twila Alba i am from San Antonio i have heard of this company that they give loans and i went to apply for a loan from them i have heard people saying about scam but i have never been scammed before this company helped me with my loan so anyone that need a loan should apply from them there loans is fast and safe there mail address patriciakingsman.loans2016@gmail.com

    ReplyDelete
  37. Hello Everyone

    My name is Gabriela Yunes i am from New York City i have been looking for a loan online and all i get is scammers but i found this loan company called Patricia Kingsman loan company and i have seen people online testify about there good deeds so i decided to try if i will be happy once again so i applied for a loan of 350,000.00 Euro and the loan lender Mrs Patricia Kingsman assured me that in 12 hours my loan will be in my bank account so today as i was working i received a message from my bank that there is some funds of 350,000.00 euro in my account and i thank Patricia Kingsman because she is real so if you need any online loan please do not be scammed like me apply from this company because she is the only real company that gives loan online. There mail address is patriciakingsman.loans2016@gmail.com

    ReplyDelete
  38. My name is Vonda Dionne i am from Los Angeles i just got my loan from a new legit loan company of 2018 and the name of the company that helped me with my loan today is Patricia Kingsman loan company they are the most lovely loan company i have ever came across with i applied for a loan from them yesterday and the only thing i did was pay the transfer fee which they said i should pay and immediately i make the payment in the next 12 hours time i was with my loan sorry i can not say how much they helped me with but it is a large amount of money so everyone if you need a real loan this is the right loan company to contact there mail address is patriciakingsman.loans2016@gmail.com

    ReplyDelete
  39. Good day everyone my name is Maria Mireia Yaiza Aurora and i am from Houston, USA i want to use this chance i have now to write this message to the internet if anyone of you is looking for a loan real this is the right company to contact i am a business woman and i applied for a loan in a 2017 legit company and the name of the company is Patricia Kingsman loan company they have been helping people since 2016 and we are in 2018 now and i just received my loan from them so if anyone of you need a loan go and apply from them because they are real i just pray you people that need help with a loan don't get scammed that is why i am using this chance to write this message on the internet if you need a loan legit loan apply from this company so that you wont get scammed when you apply from the wrong company. there mail address is patriciakingsman.loans2016@gmail.com.

    have a nice day everyone and i pray you are all happy as i am today

    ReplyDelete
  40. My name is Alazne Orquidia Naomi and i am from US, San Jose i want to use this time to tell everyone on the internet on how i received my loan after been scammed 3 times i applied for a loan from Patricia Kingsman loan company yesterday i saw people testify about her good works and on how she helped people so i decided to apply and she told me what i needed to do i was scared but i did it this morning now i just received an alert from my bank there there money in my account and i checked the amount and it was my loan i am so happy. So i want to use this time and say to everyone on the internet that this company is real if you need a loan this company is the right company to apply from do not get scammed like me because there are scammers out there apply from this company and you will be happy. there mail address is patriciakingsman.loans2016@gmail.com

    ReplyDelete
  41. My name is Nathanael martyna patryx. I am from Norway i want to use this time to tell everyone in the internet that there is only one company that offers real loan and that company is Patricia Kingsman. I was looking for a loan online for the past 3 weeks now and all i have got is lenders scamming me of my money that i had God knows i was so poor and i wanted to kill my self but there i saw so many people testify about this company that they give out loans at first i did not believe cause i saw other testimonies of other lender and they all turned to be scams. I said let me apply from this company and see if it is true and immediately i applied they told me everything i needed to do and i agreed and they assured me that in 8 hours time i was going to be with my loan cause they said they are using fast transfer service. I first i did not believe but i wanted for my loan before 8 hours time i received an alert from my bank and be hold it was my loan i was very sucked when i saw it and i prayed to God for directing me to the right company who helped me today as i am writing this on the internet now i just received my loan from this company and i am using this time to testify to other people if you need a loan a loan don't be fooled this is the right company to apply from. There mail address is patriciakingsman.loans2016@gmail.com and for you those who do not have an email address the company whatsapp number is +2348165719944.

    This company is true and great if you need a loan apply now and wait for your loan cause you will be happy with this company.

    Thanks everyone and i remain Nathanael martyna patryx.

    ReplyDelete
  42. Good day My name is Ebba Agnes Lilly i am from Sweden this company Patricia Kingsman people are talking about is real i never wanted a loan but i just said i should try this company and see if what people are saying is true and i applied for a loan from them yesterday and i just received my loan today from Patricia Kingsman loan company anyone if you read this message and you need a loan apply from this company cause they are going to help you this company is the only company that offers real loan online. The loan i applied from them was $75,000.00 dollars and in 8 hours time i got my loan so my friends don't be scammed if you need a real loan this is the right company to apply from. If you are interested of there loans there mail address is patriciakingsman.loans2016@gmail.com and there whatsapp number is +2348165719944.

    ReplyDelete
  43. Hello Everyone

    I am Wilma Linnea Matilda and i am from Vienna Austria. I was looking for an online loan and i was very scared i have never applied for a loan before and i loo very well and search for a real company there i found a company called Patricia Kingsman i look and i saw what people said about this company was true i decided to apply for a loan from the company and i needed a loan of $150,000.00 dollars to start a business when i applied she told me all i needed to do i did it and she assured me that in 8 hours time i was going to be with my loan i said okay and i waited in exactly 8 hours time i receive my loan from this company as i am writing this now i have never been scammed before and this company is great i have been hearing people talking about scams but i have never been scammed before and i thank God for that. So everyone if you need a real loan this is the right company to apply from they will help you and the time they tell you that you will receive your loan that is the exact time you will receive your loan. I just have to write this message to everyone so that you wont apply for a loan from the wrong company if you need a real loan contact this company and you will be happy. There mail

    address is patriciakingsman.loans2016@gmail.com.

    ReplyDelete
  44. Good day everyone

    My name is Damián Diego Alejandro i am from Madrid Spain. I want to use this time to write to the internet that anyone if you need a true loan Patricia Kingsman is the right company to apply from few days i was in need of money and i looked for a loan online i saw a company and i applied that company cheated me 2 times of my money i was so sad cause i needed money so i decided to look for another company and i applied from another company that same company also told me to deposit money and i did and never got my loan i was like what is happening to me cause i needed money urgent to buy a house cause if i do not get a house soon my landlord will drive i and my family away from his house so i needed to get my own house. When i was searching again i saw this company Patricia Kingsman i saw a lot of people testified about this company that the company is truly great so at first i was afraid to apply cause i was cheated 2 times so i said to my self let me try and see if this company was real so i applied. When i applied they told me all i was needed to do i was still afraid but i trusted them and they assured me that in 8 hours time i was going to be with my loan i wanted for my loan and on my eyes i revived an alert from my bank that there were a sum of 200,000 euros into my bank account and i was very happy in a while ago the company called me and asked if i have received my loan and i told them yes and o thank them and as i am writing this message on the internet now this company have also helped my 2 brothers so anyone if you need a true loan Patricia Kingsman is the right company to apply from. In case you are in need of money you can only contact them via mail or whatsapp and there mail address is patriciakingsman.loans2016@gmail.com. I thank everyone who rad my message and be safe and apply from this company because you will be happy with them.

    ReplyDelete
  45. My name is Oskars Kristiāns Chrysanthos Arno. I am from Riga Latvia. I want to write to the internet that if you need a real loan Patricia Kingsman is the real loan company that gives loan i applied for a loan from this company last week Friday and i just received my loan from them today so everyone if you need a real loan without been scammed this is the right company to apply from thus company is truly great and they are real so many people that have been scammed if you need a loan without being scammed this is the real company that gives loans i applied for a loan from this company Patricia Kingsman and i received my loan today so anyone around the world if you need a true loan locate this company and be rest assured that this company is going to put a smile to your face. the company can be contacted via mail or whatsapp there mail address is patriciakingsman.loans2016@gmail.com and there whatsapp number is +2348165719944. Thanks to anyone that will read this message this company does not know am doing this Am only doing it for people in need of a real loan to be safe.

    ReplyDelete
  46. I am Simón Máximo Sebastián by name i am a police officer and i live in New York city in USA. Few days ago i was searching for a loan online and i only found people scamming me of my money. I really need this loan for a project in Colombia and i have been cheated severally one day when i was off duty i decided to look again this time for a true company that give loans i found this company named Patricia Kingsman loan company and a lot of people have testify about this company at first i did not believe but i decided to apply the loan i was looking for was the sum of $7,000,000.00 i applied from this company and they told me all that needs to be done i trusted them and i did what they told me to do and they assured me that in 8 hours time i was going to be with my loan safely i never believed them but i waited for my loan in exactly 8 hours time i got a call from the company that if i have received my loan yet and i said No. They told me to go to my bank and check my account that my bank might not send me an alert i obeyed and i went to my bank and check my account on my eyes i saw my loan of $7,000,000.00 in my account the money i was having on my account before was $1,000,000.00 and i now found $8,000,000.00 pulse my money and my loan was $8,000,000.00 i am so happy and i thank this company for they are great. I want to use my little time to write to people in United States that if you need a real loan Patricia Kingsman is the right company to apply from this company does not know am doing this so anyone if you need a loan you can only contact this company via mail or whatsapp but i do not use whatsapp so there mail address is patriciakingsman.loans2016@gmail.com

    ReplyDelete
  47. My name is Leo Daniel Archer and i am from Australia i live in a city of Sydney. Have been looking for a loan online since can not get a loan from my bank and have only found people scamming me of my money. Last week i was scammed by a loan company and God know i was ready to end my life but i said to my self let me try and see if i will see a honest company that was ready to help you. So i settled down and search for a company and i read so many good comments about this company Patricia Kingsman and i said let me apply and see if i will be lucky as other people i was afraid but i gave my self a chance and i applied for a loan of $80,000.00 i explained to this company that i have been scammed and they told me not to worry that they will help you that they have helped so many people from my country before. So i gave this company a chance and they assured me that in 8 hours time i was going to be with my loan i did not believe but i waited for my loan. In exactly 8 hours time i received an alert from my back that my account has be credited with $80,000.00. All thanks to Patricia Kinsgman this company is God cent. And i made a promise to my self that i will testify this company on how they helped me this company do not know am doing this now that am telling people on the internet how they helped me so everyone if you need a real loan Patricia Kingsman is here to help you do not be fooled by fake people who clam to be lender. I almost forgot you can only contact this company via mail or whatsapp and there contact details is patriciakingsman.loans2016@gmail.com whatsapp is +2348165719944. This company is real and true so anyone that reads this message and you are interested contact this company cause they are the only one's that can help solve your problems.

    ReplyDelete
  48. Patricia God will bless you and your company

    My name is Sofía Ximena Jimena. I am from Oslo Norway i have nothing much to say anyone that need a true loan without you being cheated should apply from Patricia Kingsman cause i applied for a loan from this company today after i read so many good and wonderful comments about this company. I applied for a loan to pay my debts and all i needed was 50,000 euros because i will also use part of that money to pay my children school fees. As i am writing this on the internet now i just received my loan from this company today and i am so happy i never believed i would ever be happy again cause i have passed through a lot and i thank God for Patricia Kingsman God will bless her and his company for putting a smile to my face. So anyone around the world from Spain and other countries that need a loan your helper is here and the company is Patricia Kingsman anyone that applied from Patricia Kingsman loan company will have no problem cause you will receive your loan exactly the time she tells you. there company mail address is Patriciakingsman.loans2016@gmail.com

    Once again God bless you Patricia Kingsman and may you live long to continue helping people.

    ReplyDelete
  49. My name is Oddvar Gunnar Stian and i am from Berlin in Germany. I just received my loan from Patricia Kingsman loan company right now and i have heard about this company and i thought it was a fake company but now i am so happy this company helped me and 100% this company is real so anyone that need a loan this is the right company to apply from now i applied for a loan for my business of 250,000.00 euros and this company helped me without delay i am so happy i am testifying this company because i saw other people do it and i am happy to be among the people who shares testimony on how this company helped me so everyone if you need a real loan your helper is here. there contact information is patriciakingsman.loans2016@gmail.com

    ReplyDelete
  50. Check out MR CLIFFORT newly designed super intelligent blank ATM cards Which have been specially programmed to withdraw free cash from any ATM Machine worldwide He has hacked the sum of one million dollars into each of the cards. please beware of scams selling counterfeit cards he sell the original cards with documents to validate the transactions. He deliver this cards to all any customers and interested buyers worldwide and it has changed the life of many people including me. I purchase mine to give a try and i saw many people talking about him, i tried my best to get one by doing what he ask me to do with the instructions, he make my card and sent to me without stressing me. Today I'm so happy seeing myself been rich, so i have to tell everyone who might need his help. he have various cards and various prices for them and the cards has expiring date and i cash out $10,000 daily. Today I have my car and I’m rich I can pay more rent now. you can email him on cliffordhackerspays@gmail.com.

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  51. My name is kurt wellens I am a business loan lenders give loans to people who they need the confidence that you can repay the loan and give credit to the Loans rental,

    car loans, business loans, Mortgage, Educational loans construction loans, commercial mortgage, Please e-mail: sj1064480@gmail.com

    ReplyDelete
  52. Good Day Sir/Madam,

    I’m Willie Earl Stephenson by name. I live in New Jersey USA, i want to use this medium to alert all loan seekers to be very careful because there are scammers everywhere.Few months ago I was financially strained due to I was desperate about loan,i was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mr Donald Wilson who lend me an unsecured loan of $100,000 under 1-hour for business and investment without any stress. If you are in need of any kind of loan just contact Him now via: (donaldwilson88898@gmail.com) for more details, I‘m using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online.

    Regards.

    ReplyDelete

  53. Good day everyone, i am here to say something about Mrs flora lending company . I found her email address online regarding his loan/help towards those that are in need

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    today that the loan which i applied from.. So i couldn't believe it until i went to the bank and i saw it reflected. So, i am using this medium to let everyone know

    about FLORA FINANCES and how they helped me with the loan of $15,000 . So if maybe anyone is needing a loan, i would rather advice he/she to contact her because she's

    kind and as i made my research on her, she had helped so many people including me. So they are the best option to choose in Lending. Contact FLORA FINANCES today for a

    loan via email: (floralenders001@gmail.com).

    ReplyDelete
  54. My name is kurt wellens I am a business loan lenders give loans to people who they need the
    confidence that you can repay the loan and give credit to the Loans rental, car loans, business loans, Mortgage,
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  55. HAPPY NEW YEAR FROM US AT THE WINONA MILLARAY LOAN AGENCY AS WE WISH YOU A PROSPEROUS AND A HAPPY NEW YEAR



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    Hi, I'm Mrs Winona Millaray the director of operations of the Winona Millaray Loan Foundation! Welcome to The Winona Millaray loan foundation! We'ar a naturally-minded loan organization, a reputable and an accredited loan foundation who has been putting smiles in the faces of thousands of the financially distressed persons out there and who have been calculated to be in the loan lending business/sector for 2 decades (21 Years) with over 20 branches in various countries of the world,We are a legitimate financiers as we have the entire document to show for our transparency in the carrying out of our day to day transaction. the CEO of the Winona Millaray loan foundation with branches across Asia, Europe , America , and Africa as we are up to lease any kind of loan to serious minded business men / investors like you .

    Our dignity is to respect while providing the highest quality services, We will not also forget to bring to your notice that we grant loans to sincere and serious minded customers that need to be uplifted financially with the help of loan / loans Should you need any kind of property investment loan / general type of loan .. do not hesitate to hit me on the company email address for more info on how our online loan release deals works as our online loan release terms and condition are very flexible , which means that .. it was carved out for great benefit to the entire world business active / engaged individual populace .

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    You all are free to apply now for an unsecured legitimate and a guaranteed loan from the WINONA MILLARAY LOAN FOUNDATION as we are all ready and set to fulfill your various financial desires and dreams this season by granting you loans this New Year season .

    TAKE NOTE: THE RULES AND REGULATIONS THAT HAS BEEN LAID DOWN HERE CANNOT BE BEND TO SATISFY ANY CUSTOMER WANTS, AS EVERY CUSTOMER IS EXPECTED TO MEET WITH THE RULES / TERMS IN TRYING TO ACQUIRE A LOAN HERE. IF ANYONE COULD NOT MEET WITH IT HERE, HIS OR HER LOAN APPLICATION WILL BE CANCELLED.

    Regards,

    Pastor Mrs Winona Millaray .
    Director of Operations


    ReplyDelete



  56. HAPPY NEW YEAR FROM US AT THE WINONA MILLARAY LOAN AGENCY AS WE WISH YOU A PROSPEROUS AND A HAPPY NEW YEAR



    DO YOU NEED A LOAN FUNDS WITHOUT NO HIDDEN UPFRONT PAYMENT OR FEES ? YOUR CHANCE COMES NOW .

    GET OUR FAST AND GENUINE LOANS NOW WITHOUT ANY UPFRONT PAYMENT AND FEES .



    Hello Everyone,



    Hi, I'm Mrs Winona Millaray the director of operations of the Winona Millaray Loan Foundation! Welcome to The Winona Millaray loan foundation! We'ar a naturally-minded loan organization, a reputable and an accredited loan foundation who has been putting smiles in the faces of thousands of the financially distressed persons out there and who have been calculated to be in the loan lending business/sector for 2 decades (21 Years) with over 20 branches in various countries of the world,We are a legitimate financiers as we have the entire document to show for our transparency in the carrying out of our day to day transaction. the CEO of the Winona Millaray loan foundation with branches across Asia, Europe , America , and Africa as we are up to lease any kind of loan to serious minded business men / investors like you .

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    Regards,

    Pastor Mrs Winona Millaray .
    Director of Operations


    ReplyDelete



  57. HAPPY NEW YEAR FROM US AT THE WINONA MILLARAY LOAN AGENCY AS WE WISH YOU A PROSPEROUS AND A HAPPY NEW YEAR



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    Hello Everyone,



    Hi, I'm Mrs Winona Millaray the director of operations of the Winona Millaray Loan Foundation! Welcome to The Winona Millaray loan foundation! We'ar a naturally-minded loan organization, a reputable and an accredited loan foundation who has been putting smiles in the faces of thousands of the financially distressed persons out there and who have been calculated to be in the loan lending business/sector for 2 decades (21 Years) with over 20 branches in various countries of the world,We are a legitimate financiers as we have the entire document to show for our transparency in the carrying out of our day to day transaction. the CEO of the Winona Millaray loan foundation with branches across Asia, Europe , America , and Africa as we are up to lease any kind of loan to serious minded business men / investors like you .

    Our dignity is to respect while providing the highest quality services, We will not also forget to bring to your notice that we grant loans to sincere and serious minded customers that need to be uplifted financially with the help of loan / loans Should you need any kind of property investment loan / general type of loan .. do not hesitate to hit me on the company email address for more info on how our online loan release deals works as our online loan release terms and condition are very flexible , which means that .. it was carved out for great benefit to the entire world business active / engaged individual populace .

    What is the loan Process ?

    One can apply for a general loan any time in anticipation of a quick, hassle free and unsecured finance for any purpose.

    The verification / approval process is physically done within 6 hours on submission of all documents required.

    The time frame of getting an unsecured international loan funds that we are currently providing is not more than 24-48 hours as it highly depends on the total commitment and seriousness of such an esteemed borrower during the loan processing period which may take 1-2 day.

    Here are a few of the options we are currently offering from this new year:

    -Medical Expense Loans

    - Start-Up Business Loans

    - Bad Credit Financing

    - Business Lines of Credit /Expansion Loan

    - Equipment Financing

    - Unsecured Business Loans

    - Term Loans

    - Micro Loans

    - Non-Traditional Lending

    - Investor Capital

    -Vehicle / Car Loan

    -Company Loan / Industrial Loan

    -Debt Settlement / Consolidation Loan

    -Military Personnel Loan

    -General Type of Loan Etc .

    FEEL FREE TO CHECK ON ME ON MY PERSONAL EMAIL ADDRESS SO THAT WE CAN TALK MORE .

    Email : mrswinonamillarayloancouncil@gmail.com
    Email : thewinonamillarayloancouncil@hotmail.com
    WEBSITE :www.winonamillaray.com

    You all are free to apply now for an unsecured legitimate and a guaranteed loan from the WINONA MILLARAY LOAN FOUNDATION as we are all ready and set to fulfill your various financial desires and dreams this season by granting you loans this New Year season .

    TAKE NOTE: THE RULES AND REGULATIONS THAT HAS BEEN LAID DOWN HERE CANNOT BE BEND TO SATISFY ANY CUSTOMER WANTS, AS EVERY CUSTOMER IS EXPECTED TO MEET WITH THE RULES / TERMS IN TRYING TO ACQUIRE A LOAN HERE. IF ANYONE COULD NOT MEET WITH IT HERE, HIS OR HER LOAN APPLICATION WILL BE CANCELLED.

    Regards,

    Pastor Mrs Winona Millaray .
    Director of Operations


    ReplyDelete

  58. It is great to be a part of this awesome 2018 and inorder to complete this i decided to come here to share my testmony of how my life got transfformed via the AMEIR MILLER LOAN SERVICE loan offer this past december because it is even unbelieveable and still like a dream to me that i could get a loan despite all the online scammers i encountered that took over $10,000 off me and my family.
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    ReplyDelete

  59. It is great to be a part of this awesome 2018 and inorder to complete this i decided to come here to share my testmony of how my life got transfformed via the AMEIR MILLER LOAN SERVICE loan offer this past december because it is even unbelieveable and still like a dream to me that i could get a loan despite all the online scammers i encountered that took over $10,000 off me and my family.
    Dear readers ,My name of witney davies a private care giver i wanna specially thank the person of Pastor Ameir Miller for truning my life around and for also helping me believe that there are few real online lenders . My family had a financial stress in june 2017 and due to the bad credit score that i had at that time i could not get anyting done as i was under a serious attack and threat from those that i owe monies . my brother was ill and it was a kidney complication that demanded a replacement of a new kidney which therefore made us began to look for monies all round the internet and inlcuding a few friends that helped but was not enough for the surgery . we got hooked with a couple of loan agencies online because the monies we had was not going to be enough for the surgery and we didntknow that we were on our way to been scammed the monies we had already , we were asked to pay several fees upon fees to several locations of the world which look suspecious but due to our dseiration to get my brother's surgery organised we overlooked everything and began to pay and this whole payment got to about $7000 without any success of getting this loan funds . we lost hope as my brother was just on dialysis weekly with so much monies spent to sustain him on that aspect , we lost all hope abd found out that they were scammers .i was crying close to my bro on his hpsital bed when a nurse asked what was happening and i explained all that we went though and he stated that he do understand but he could refer us to a certain loan ageny called the AMEIR MILLER LOAN AGENCY as he also got a loan from them some months ago for buisness purpose , i was scared but due to his assurance and guarantee we applied and immediately we were informed about the neccsary followup after which we got our loan funds in less than 48 hours . all thanks to the AMEIR MILLER LOAN AGENCY for this that you have done as my brother's suergery has been conluded and we still have some cash to start up our lives . you can reach them on ameirmillerclassicloaninstitute@yahoo.com text them at +1 252-585-5014 , ameirmillerapprovedloans@usa.com ,or perhaps : theameirmillerfinancialoffice@gmail.com

    ReplyDelete
  60. I live in USA Florida and i am a happy woman today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs Lynn referred you to them. kelvinbrownloanfirm@gmail.com

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  61. Good day everyone, a summary of my testimony. Life they say is full of deceit. No torture and pain can be compare to what I Anna Japhet experienced in the hands of scammers, I trusted the words of those fake loan lenders without verifying, I lost more than $10,000.00 in the quest of obtaining a loan i sold my car defaulted in my bills but i keep on falling victim my life has been piece of trash full of mess. My kids dropped out of school, My bank denied me credit because my credit score was down already. Until last month a very close friend, told me that she got a loan from GRAHAM LOAN FUNDS that i should also give it a try. Not having an option, I contacted them with a heart full of sorrow and skepticism, i shyly follow their procedures comply to their policy, I was waiting for the bad news like every other loan company i contacted gave me, then i receive a credit alert that my bank account has been credited with $200,000 which i initially applied for. Instantly tears of joy roll out of my eyes because I never believe it will come through. Whenever you are in need of any kind of loan don't be a prey and contact the one true loan company via their information. Email: grahamfunds2@gmail.com, grahamfunds@yandex.com And receive your financial breakthrough. Just send them an email today: grahamfunds2@gmail.com

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  62. I WANT TO APPRECIATE Mrs jasmin noor for sincerely helping me with a loan of $114,250 after i was duped of $970 BY THIS RECENT DAYS INTERNET FAKE LOAN LENDERS, life was so full of challenges even to the extend i thought i could never get a loan from any loan lender, until one morning i saw a testimony about a woman that got her loan of $6,840 from mrs jasmin noor and due to that testimony i applied for a loan and today am so glad am leaving a better life with my kids, mrs jasmin is really one of a kind as i was able to obtain a loan with low stress from this loan company and if in-case you are in need of an urgent loan to start up a business , to pay your bill or to consolidate your debts or for personal use. apply for a loan from (jasminnoorloancompany01@gmail.com).

    ReplyDelete
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  67. SCAMMERS DRAINED AND RUINED ME FINANCIALLY AND LEFT ME HOMELESS BUT THANKS TO JOHN LOAN LOAN PLC:- johnloanfirm2@gmail.com .

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  72. A MUST READ :Me and my family has been in poverty for about five years now and my husband have left us six years ago and he was very rich he was with another woman who do not even have a child for him and abandon me with my 4 children so one day my son said that his friend saw a post of one woman saying that he can help someone get a loan then my son use his friend's phone to email the woman then he cheated with her so the woman said that he will help us I said he was joking so he told us what to do then we did it 4 days later i got a loanand me and my family were living very fine then three days ago my husband came home on his knees he was pleading but now we are now back together again so am telling you now if you need a loan etc email her now on jasminnoorloancompany@gmail.com,

    ReplyDelete
  73. good day, my name is torres i am a citizen of the united state of america i want to testify of the good loan lender who showed light to me after been scammed by 4 different internet international lender, they all promise to give me a loan after making me pay alot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 8,000usd. one day as i was browsing through the internet looking forsterated when i came across a testimony man who was also scammed and eventually got linked to a legit loan company called Jasmin Noor loan company (jasminnoorloancompany01@gmail.com) where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 4 different lenders who did nothing but to course me more pain. i explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them, so if there is anyone who need a loan should email them

    ReplyDelete
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  77. A MUST READ :Me and my family has been in poverty for about five years now and my husband have left us six years ago and he was very rich he was with another woman who do not even have a child for him and abandon me with my 4 children so one day my son said that his friend saw a post of one woman saying that he can help someone get a loan then my son use his friend's phone to email the woman then he cheated with her so the woman said that he will help us I said he was joking so he told us what to do then we did it 4 days later i got a loanand me and my family were living very fine then three days ago my husband came home on his knees he was pleading but now we are now back together again so am telling you now if you need a loan etc email her now on jasminnoorloancompany01@gmail.com,

    ReplyDelete
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  79. How I revived my dying business.

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  81. My name is brenda , I was in a financial mess i had no choice but to search for reputable loan agencies online that lease loans out to the needy but all i got was a bunch of scammers as i believed the very second lender i communicated with due to my desperation to get money ASAP and that made me send to him the only one money i had both on earth and in heaven which is $310 usd and after i sent this , they kept on asking for more and this made me mad that i had to shut down that email because i realized shits and i didn't bother going online to get any help anymore , because i didn't trust it anymore . i became so emaciated due to lack of good food and my 2 kids age 5 and 8 were not also good looking due to lack of proper care as a result of finance and one morning i saw an old time family fiend of my husband and i told him all i have been through and he said the only way he could help was to direct me to a good loan agency that also helped him and he explained too on how he was financially down and how he got boosted by this loan agency THE WINONA MILLARAY LOAN FOUNDATION thewinonamillarayloancouncil@hotmail.com who gave him loan at an affordable rate and he further assured me that they were legit and not scammers and he also told me what was needed to be done { THE COMPANY ADMINISTRATIVE PROCEDURE} and he also gave me the email address of the WINONA MILLARAY LOAN AGENCY mrswinonamillarayloancouncil@gmail.com and i contacted them as instructed and by the grace of GOD ALMIGHTY i was also granted my loan funds within 2 days without any stress or problems and this is why i have come here to give out my testimony and to let the people know that there are still real and reputable loan agencies online mrswinonamillarayloancouncil@gmail.com .

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  87. How I revived my dying business.

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  89. HAPPY NEW YEAR 2018 TO YOU ALL OUR ESTEMMED CLIENTS FROM ALL OVER THE GLOBE !!!!

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  90. Are you a business man or woman?
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  91. HAPPY NEW YEAR 2018 TO YOU ALL OUR ESTEMMED CLIENTS FROM ALL OVER THE GLOBE !!!!

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  92. HAPPY NEW YEAR 2018 TO YOU ALL OUR ESTEMMED CLIENTS FROM ALL OVER THE GLOBE !!!!

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    ReplyDelete

  93. THANK YOU JESUS , THANK YOU MRS WINONA MILLARAY FOR MAKING MY FINANCIAL DREAMS COME THROUGH , GOD IS GOOD


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  103. Good day Loan Seekers Solution for your financial problems......
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  104. Good Day Everyone

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  105. Good Day Everyone,

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  106. How I paid my mortgaged and tax bills.

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  107. How I was able to get a loan despite my poor credit

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  108. How I was able to get a loan despite my poor credit

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  109. i am Alex i was in need of a loan to pay my debt and i was seeking for a legit loan company that could help me with a loan of $ 750 thousand dollars but i was decline of getting the amount i needed and along the line i was introduced to a private loan lender Mrs julie jones which i tried my best to give a try and i was asked to come and pay a fee which i refused because i was scared to be scammed for the second time because of my bad experience i have by trying to get this very important loan to pay my debt but Mrs julie jones gave me her word of advice and told me i am in the right place of getting a loan and i was lucky for the loan i applied for. contact via yahoo mail (juliejonesloancompany@yahoo.com)

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  110. Are You In need Of Cash Today? Currently Looking To Get Funds. We offer a Instant Financial Help. The benefit here is that the process is done quickly. Just follow the requirements, and a valid bank account, the better your chance to get approved for a loan on better terms. Our service is for everyone, who has faced the real need of some money to manage the unexpected costs. Facility Type- Business Loans and others, Interest Rate-Affordable, Quick, No Guarantors and 100% reliable. NDR FINANCE will give you the best service at 3% interest rate. We only aim to help you getting it as soon as possible, so we do our best to run the process smooth for you. Just choose the amount you need and let us handle your trouble. EMAIL: ndrfinance247@yahoo.com or (610)-365-7277 today to get an instant loan. 100% RELIABLE.

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  111. DO YOU NEED AN AFFORDABLE LOAN TODAY?

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  112. Hello, Am Dr. Robin Christopher
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  113. TESTIMONY ON HOW I GOT MY LOAN TO PAY MY BILLS

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  115. Good day to all viewer online.

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  116. Good day if you need a loan of any kind then you have to contact me for a convenient loan service at interest of 2%, if you need loans such as -

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  117. DO YOU NEED AN AFFORDABLE LOAN TODAY?

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  118. Good day to all viewer online.

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  120. We Facilitate Bank instruments SBLC for Lease and Purchase. Whether you are a new startup, medium or large establishment that needs a financial solution to fund/get your project off the ground or business looking for extra capital to expand your operation,our company renders credible and trusted bank guarantee provider who are willing to fund and give financing solutions that suits your specific business needs.

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  121. Hello, Am Dr. Robin Christopher
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  122. Good day to all viewer online.

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  123. How I was able to buy my own house.

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  125. If you are in need of urgent loan of any kind then you should apply for a loan from Mr Lavington , you can get various types of loan from him like

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  126. Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

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  127. Good Day Everyone

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  128. RELIABLE AND AFFORDABLE LOAN OFFER FOR PERSONAL LOAN, INVESTMENT LOAN & BUSINESS LOAN at Email: profclaudecapital@gmail.com

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  129. Hello Everyone..

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  130. DO YOU NEED AN AFFORDABLE LOAN TODAY?

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  131. Are you in search of a loan to start up a business , pay up your bills, we give at loan of $3,000 to $500,000,000.00, we offer or kinds of loan here with 2% . I look forward to your update regarding this matter. Thanks for your time and understanding! So get back to us if you are interested.. Please contact us at our email address: Fredjosephloans@gmail.com

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  132. Hi i am Mr Leon Derek the creditor of private loans, And I'm here to make your dreams come true to get a loan. Do you need a loan urgently? Do you need a loan to pay off your debts? Do you need a loan for expansion of your business or start your own business, We are here for you with a low interest rate of 2% and you can get a loan credit of €3,000 to €500,000,000 the maximum loan amount and up to 50 years loan duration, We offer loans in to individuals and organizations. Please contact us at our email address derekfastloan@gmail.com

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  133. I’m Jennifer Raff by name. I live in USA, i want to use this medium to alert all loan seekers to be very careful because there are scammers everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mr John Hassan who lend me an unsecured loan of $85,000 under 2hours without any stress. If you are in need of any kind of loan just contact him now via: oaktreecapitallimt@gmail.com I‘m using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders,i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mr John Hassan, i pray that God should give him long life.

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  134. RELIABLE AND AFFORDABLE LOAN OFFER FOR PERSONAL LOAN, INVESTMENT LOAN & BUSINESS LOAN at Email: profclaudecapital@gmail.com
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  135. Hi i am Mr Leon Derek the creditor of private loans, And I'm here to make your dreams come true to get a loan. Do you need a loan urgently? Do you need a loan to pay off your debts? Do you need a loan for expansion of your business or start your own business, We are here for you with a low interest rate of 2% and you can get a loan credit of €3,000 to €500,000,000 the maximum loan amount and up to 50 years loan duration, We offer loans in to individuals and organizations. Please contact us at our email address derekfastloan@gmail.com

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  136. Good Day Everyone

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  137. Good Day Everyone

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  138. RELIABLE AND AFFORDABLE LOAN OFFER FOR PERSONAL LOAN, INVESTMENT LOAN & BUSINESS LOAN at Email: profclaudecapital@gmail.com

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    ReplyDelete
  139. Do you need a loan to finance your business, or are you a contractor that needs finance for your construction work, We also give personal or business loan. You can get all types of loan today from my company at 3% interest rate. For more details or for application contact us via email at: robbin4paul002@gmail.com


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  140. pamelalucas795@gmail.com

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  141. Good day to all viewer online.

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  142. Good Day Everyone

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  143. Good Day Everyone

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  146. Hello everyone, My name is Mary Anthony I am from oklahoma city United State Of American ,am here to testify of how i got my loan from Deluxe CorporationLoan Company ( deluxe marketing@clientservice.com.co) after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to Deluxe Corporation Loan Company, who promised to help me with a loan of my desire and they really did as they promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met Deluxe Corporation, who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try Deluxe Corporation Loan Company, their caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact them Deluxe Corporation loan Company at (deluxe-marketing@clientservice.com.co) God bless

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  147. Good Day Everyone

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  148. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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  149. DO YOU NEED A LOAN WITH LOW INTEREST RATE TODAY?

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  150. i want to ask a question before going directly to my public announcement here. If I got a legal loan online it would be as easy as it will refer to all these built / duplicate loan testimonials that I read online, so why did my charming husband refuse to apply for a loan online five times after being scammed of 4000 euros? All that stopped when a family friend referred us to a reputable loan company known as Jackson Ben Loan Firm. I was surprised to get the amount of my loan of 45,000 euros so i know he is trustworthy and understanding.
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  152. Mr Mark Roland Paco Loan Company.

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  153. Mr Mark Roland Paco Loan Company.

    Do you need an urgent loan to finance your business or in any purpose? we are certified and legitimate and international licensed loan lender We offer loans to Business firms,a huge problem to clients who have financial problem and in need of solution to it at an affordable interest rate?processed within 3 Of 6 working days.We are certified, trustworthy, reliable, efficient, fast and dynamic. And a Co-operate Financier For Real Estate And Any Kinds Of Business Financing,Contact us today Mr Mark Roland Paco Company Email: pacoloancompany@gmail.com

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  154. PLEASE READ!!!! PLEASE READ!!!! PLEASE READ!!!! PLEASE READ!!!!

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  155. We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate of 3% per annual for individuals, companies and corporate bodies. We have provided billions in business loans to over 10,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 or 42 hours of successful application. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via Email: mrsdonnahasloan047@gmail.com

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  156. Mr Mark Roland Paco Loan Company.

    Do you need an urgent loan to finance your business or in any purpose? we are certified and legitimate and international licensed loan lender We offer loans to Business firms,a huge problem to clients who have financial problem and in need of solution to it at an affordable interest rate?processed within 3 Of 6 working days.We are certified, trustworthy, reliable, efficient, fast and dynamic. And a Co-operate Financier For Real Estate And Any Kinds Of Business Financing,Contact us today Mr Mark Roland Paco Company Email: pacoloancompany@gmail.com

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    ReplyDelete
  157. Mr Mark Roland Paco Loan Company.

    Do you need an urgent loan to finance your business or in any purpose? we are certified and legitimate and international licensed loan lender We offer loans to Business firms,a huge problem to clients who have financial problem and in need of solution to it at an affordable interest rate?processed within 3 Of 6 working days.We are certified, trustworthy, reliable, efficient, fast and dynamic. And a Co-operate Financier For Real Estate And Any Kinds Of Business Financing,Contact us today Mr Mark Roland Paco Company Email: pacoloancompany@gmail.com

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  158. HAPPY NEW YEAR 2018 TO YOU ALL OUR ESTEMMED CLIENTS FROM ALL OVER THE GLOBE !!!!

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    Warm Regards,

    Pastor Mrs Ameir Miller
    Director of General Operations .

    ReplyDelete



  159. HAPPY NEW YEAR 2018 TO YOU ALL OUR ESTEMMED CLIENTS FROM ALL OVER THE GLOBE !!!!

    WE AT THE AMEIR MILLER LOAN AGENCY WISHES YOU A HAPPY NEW YEAR AND A PROSPEROUS 2018 .

    DO YOU NEED AN URGENT LOAN FROM A LEGIT LOAN AGENCY WITH NO UPFRONT FEE FOR THIS NEW YEAR ?HAVE YOU BEEN SCAMMED BEFORE BY VARIOUS FAKE ONLINE LENDERS? DO YOU NEED A LENDER WITH THE FEAR OF GOD AND ACCURATE EXPERTISE TO HANDLE YOUR FINANCIAL WORRIES ? IF YES , YOUR ANSWER COMES NOW !


    This is the beggining of the new year of year and we have a special offer package for those whp are in dire need of monies to sort our their bills and immediate expenses for this new year as this package is specially designed at an affordable interest rate of %2.5 percent in order to favor all those who are looking to get an affordable but a guaranteed loan this season as we are transparent enough to finalize and grant this loan to you within 48 processing working hours from your application time .

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    Warm Regards,

    Pastor Mrs Ameir Miller
    Director of General Operations .

    ReplyDelete



  160. HAPPY NEW YEAR 2018 TO YOU ALL OUR ESTEMMED CLIENTS FROM ALL OVER THE GLOBE !!!!

    WE AT THE AMEIR MILLER LOAN AGENCY WISHES YOU A HAPPY NEW YEAR AND A PROSPEROUS 2018 .

    DO YOU NEED AN URGENT LOAN FROM A LEGIT LOAN AGENCY WITH NO UPFRONT FEE FOR THIS NEW YEAR ?HAVE YOU BEEN SCAMMED BEFORE BY VARIOUS FAKE ONLINE LENDERS? DO YOU NEED A LENDER WITH THE FEAR OF GOD AND ACCURATE EXPERTISE TO HANDLE YOUR FINANCIAL WORRIES ? IF YES , YOUR ANSWER COMES NOW !


    This is the beggining of the new year of year and we have a special offer package for those whp are in dire need of monies to sort our their bills and immediate expenses for this new year as this package is specially designed at an affordable interest rate of %2.5 percent in order to favor all those who are looking to get an affordable but a guaranteed loan this season as we are transparent enough to finalize and grant this loan to you within 48 processing working hours from your application time .

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    ameirmillerfinancialinstitute@gmail.com


    Warm Regards,

    Pastor Mrs Ameir Miller
    Director of General Operations .

    ReplyDelete

  161. I have spefial advice for you all this new year because we have been cheated too much in time past by fake online lenders who claim to be real and i advice you all to follow mu advice or get doomed all in the bid of getting a loan funds .

    My name is Niome and I was in a financial mess, me and my partner were fighting all the time for money issues, We had no choice but to look out for online loans in other countries as our credit score was bad and also coupled with the fact that the loan sharks around here had high interest rate , the short story is that we were defrauded big time and also made to believe that were would get the loan and yet another story which went on and on , my partner detected this and found out that they were fake and from Africa , we backed out and told a family friend who refered us to a UNITED STATE based loan agency called THE WINONA MILLARAY LOAN FOUNDATION she also told us how she got a loan from them on an interest rate of %2 percent , at this point we didnt get carried away with the interest rate but rather we just needed something legit and we asked several proofs to be sure even though she was family and she went ahead to granting us bank statement as to when her loan funds that was approved within 48 hours were granted , all looked like a dream and we applied for our own buisness loan of $100,000.00 AUD too , amazingly we got approved within same 48 hours without no hidden charges due to th fact that we had a matching collacteral to back up our loan request . all thanks to te WINONA MILLARAY WORKERS . STAFFS AND C.E.O it was an amazing experience with them and i pray that may God bless then abundantly . Bless Up . yall can reach them on mrswinonamillarayloancouncil@gmail.com , thewinonamillarayloancouncil@hotmail.com www.winonamillaray.com Thank You Jesus .

    Niome - Brisbane Australia .

    ReplyDelete

  162. I have spefial advice for you all this new year because we have been cheated too much in time past by fake online lenders who claim to be real and i advice you all to follow mu advice or get doomed all in the bid of getting a loan funds .

    My name is Niome and I was in a financial mess, me and my partner were fighting all the time for money issues, We had no choice but to look out for online loans in other countries as our credit score was bad and also coupled with the fact that the loan sharks around here had high interest rate , the short story is that we were defrauded big time and also made to believe that were would get the loan and yet another story which went on and on , my partner detected this and found out that they were fake and from Africa , we backed out and told a family friend who refered us to a UNITED STATE based loan agency called THE WINONA MILLARAY LOAN FOUNDATION she also told us how she got a loan from them on an interest rate of %2 percent , at this point we didnt get carried away with the interest rate but rather we just needed something legit and we asked several proofs to be sure even though she was family and she went ahead to granting us bank statement as to when her loan funds that was approved within 48 hours were granted , all looked like a dream and we applied for our own buisness loan of $100,000.00 AUD too , amazingly we got approved within same 48 hours without no hidden charges due to th fact that we had a matching collacteral to back up our loan request . all thanks to te WINONA MILLARAY WORKERS . STAFFS AND C.E.O it was an amazing experience with them and i pray that may God bless then abundantly . Bless Up . yall can reach them on mrswinonamillarayloancouncil@gmail.com , thewinonamillarayloancouncil@hotmail.com www.winonamillaray.com Thank You Jesus .

    Niome - Brisbane Australia .

    ReplyDelete

  163. I have spefial advice for you all this new year because we have been cheated too much in time past by fake online lenders who claim to be real and i advice you all to follow mu advice or get doomed all in the bid of getting a loan funds .

    My name is Niome and I was in a financial mess, me and my partner were fighting all the time for money issues, We had no choice but to look out for online loans in other countries as our credit score was bad and also coupled with the fact that the loan sharks around here had high interest rate , the short story is that we were defrauded big time and also made to believe that were would get the loan and yet another story which went on and on , my partner detected this and found out that they were fake and from Africa , we backed out and told a family friend who refered us to a UNITED STATE based loan agency called THE WINONA MILLARAY LOAN FOUNDATION she also told us how she got a loan from them on an interest rate of %2 percent , at this point we didnt get carried away with the interest rate but rather we just needed something legit and we asked several proofs to be sure even though she was family and she went ahead to granting us bank statement as to when her loan funds that was approved within 48 hours were granted , all looked like a dream and we applied for our own buisness loan of $100,000.00 AUD too , amazingly we got approved within same 48 hours without no hidden charges due to th fact that we had a matching collacteral to back up our loan request . all thanks to te WINONA MILLARAY WORKERS . STAFFS AND C.E.O it was an amazing experience with them and i pray that may God bless then abundantly . Bless Up . yall can reach them on mrswinonamillarayloancouncil@gmail.com , thewinonamillarayloancouncil@hotmail.com www.winonamillaray.com Thank You Jesus .

    Niome - Brisbane Australia .

    ReplyDelete
  164. My Brothers and Sister all over the world, I am Mrs Boo Wheat from Canada ; i was in need of loan some month ago. i needed a loan to open my restaurant and bar, when one of my long time business partner introduce me to this good and trustful loan lender DR PURVA PIUS that help me out with a loan, and is interest rate is very low , thank God today. I am now a successful business woman, and I became useful. In the life of others, I now hold a restaurant and bar. And about 30 workers, thank GOD for my life I am leaving well today a happy father with three kids, thanks to you DR PURVA PIUS Now I can take care of my lovely family, i can now pay my bill. I am now the bread winner of my family. If you are look for a trustful and reliable loan leader. You can Email him via,mail (urgentloan22@gmail.com) Please tell him Mrs Boo Wheat from Canada introduce you to him. THANKS

    ReplyDelete
  165. Mr Mark Roland Paco Loan Company.

    Do you need an urgent loan to finance your business or in any purpose? we are certified and legitimate and international licensed loan lender We offer loans to Business firms,a huge problem to clients who have financial problem and in need of solution to it at an affordable interest rate?processed within 3 Of 6 working days.We are certified, trustworthy, reliable, efficient, fast and dynamic. And a Co-operate Financier For Real Estate And Any Kinds Of Business Financing,Contact us today Mr Mark Roland Paco Company Email: pacoloancompany@gmail.com

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    ReplyDelete
  166. Mr Mark Roland Paco Loan Company.

    Do you need an urgent loan to finance your business or in any purpose? we are certified and legitimate and international licensed loan lender We offer loans to Business firms,a huge problem to clients who have financial problem and in need of solution to it at an affordable interest rate?processed within 3 Of 6 working days.We are certified, trustworthy, reliable, efficient, fast and dynamic. And a Co-operate Financier For Real Estate And Any Kinds Of Business Financing,Contact us today Mr Mark Roland Paco Company Email: pacoloancompany@gmail.com

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    ReplyDelete
  167. DO YOU NEED AN AFFORDABLE LOAN TODAY?

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    ReplyDelete
  168. I am seeking a loan in the amount of € 30,000.00 in an effort to consolidate all outstanding debt into one payment. I am trying to clear existing debt thus helping to increase my credit score. I have ran into numerous financial difficulties and have not had to ability to rectify certain situations of my own volition. My father and grandmother both dies unexpectedly, and both uninsured which placed a huge financial strain itself. I am also recently divorced and unfortunately have a lot of debt that has been obtained as a result of that union. I was searching for an organization that will give me a second chance to correct these blunders, thus allowing me to move in the right direction before i came across a testimony woman who was also scammed and eventually got linked to a legit loan company called Info Cash Company and email ( info.cashcraft84@gmail.com ) where she finally got her loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 2 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and to my shock I was given a loan amount of $30,000.00 Dollars by this great Company (Info Cash Craft} managed by My Thomas Anderson God fearing Man and here i am today happy because this company has given me a loan so i made a vow to my self that i will keep testifying on the Internet on how i got my loan. Do you need a loan urgently? kindly and quickly contact This great company now for your loan via email: info.cashcraft84@gmail.com
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    ReplyDelete
  169. Mr Mark Roland Paco Loan Company.

    Do you need an urgent loan to finance your business or in any purpose? we are certified and legitimate and international licensed loan lender We offer loans to Business firms,a huge problem to clients who have financial problem and in need of solution to it at an affordable interest rate?processed within 3 Of 6 working days.We are certified, trustworthy, reliable, efficient, fast and dynamic. And a Co-operate Financier For Real Estate And Any Kinds Of Business Financing,Contact us today Mr Mark Roland Paco Company Email: pacoloancompany@gmail.com

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    ReplyDelete
  170. My name is Shea Elton, I am from New York, United State, am here to testify of how i got my loan from MARVIN INVESTMENTS LIMITED after i applied Two times from various loan lenders who claimed to be lenders right in this forum,i thought their lending where real and i applied but they never gave me loan. I was in need of an urgent loan to start a business and i applied from various loan lenders who promised to help but they never gave me the loan.Until a friend of mine introduce me to MARVIN INVESTMENTS LIMITED who promised to help me with a loan of my desire and really did as promised without any form of delay,i got my loan 5th of june 2018, I never thought there are still reliable loan lenders until i met MARVIN INVESTMENTS LIMITED who really helped me with my loan and changed my life for better. I don't know if you are in need of an urgent loan, free feel to contact
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    ReplyDelete

  171. Do you need an urgent loan? If Yes, Whatsapp now: +16318566414 or email: zionloanfunds@live.com for more info. Thanks

    ReplyDelete
  172. Hello Everyone,Mr Mark Roland Paco Loan Company

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    ReplyDelete
  173. We are specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed.

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  174. How I got a loan after being scammed.

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    ReplyDelete
  175. BEST LOAN COMPANY FOR YOUR URGENT LOAN AND BE OUT OF YOUR FINANCIAL STRESS
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  176. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    Kindly write us back with the loan information;
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    Do You Need A Loan To Consolidate Your Debt At 1.0%? Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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